Are
You Walking Around With Your Social Security Number?
If you are carrying your Medicare card, you are
walking around with your Social Security number. Your Medicare
account number is also your Social Security Number. Losing your
Medicare card exposes you to ID theft to scammers who know. To limit
ID theft exposure, Medicare will begin to issue new Medicare cards to
all beneficiaries beginning April 2018. To help protect your
identity, these new cards will no longer contain your Social Security
number with a new account number.
It will take at least a year for Medicare to get all
the new cards out to beneficiaries. Before you receive your new card,
scammers might try to take advantage of the transition. Here's the
scam: Scammers will call and try to convince you they are
representatives for Medicare providing an "update for card
replacements." Don't fall for it. Do not provide any personal
information to any caller. If you are wondering when your card will
arrive contact Social Security directly.
Keep the following in mind while you wait for your new card:
- Your
new card will be sent directly to your mailing address. If you
need to update your address, call Social Security at
800-722-1213 or visit www.ssa.gov/myaccount.
- If
you receive a phone call, email or text offering to help with
this transition. Ignore the call. Don't provide or even verify
any personal information to an unsolicited caller or written
request.
- New
cards will be mailed in waves. Cards for Colorado residents are
not scheduled to be mailed until after June 2018. It is likely
that Colorado beneficiaries will not receive their new cards
until late 2018 or early 2019.
- Once
you receive your new card, shred and/or thoroughly destroy your
old card.
- Only
provide your new number to doctors, your insurers, pharmacists,
health care providers or others who you trust to work with
Medicare on your behalf.
Here's how to protect your Medicare/Social Security
number from being compromised until you receive your new card:
- Do
not carry your Medicare card around with you unless you are
going to the doctor or pharmacy that day.
- Make
a photo copy of your Medicare card. On the copy, Sharpie through
the first five numbers, leaving only the last 4 visible-That
information is usually sufficient for most needs.
- Don't
give your number to anyone who calls you. (It may be different
if you are initiating a call.)
- Many
scammers will pose as workers from the IRS, Social Security
office or financial institutions to try and get your personal
information. Remember, no legitimate company will ever call
asking for your personal information. None. Zero. Zip. If that
happens hang up.
Additionally, know who really needs your SSN and who
doesn't. There are organizations that require your SSN,
including your employer, the IRS and financial institutions. But
there are many other organizations that, while they ask for your SSN,
they don't really need it. Don't be afraid to ask if the company
really needs the number.
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